Can bKash Be Opened With Birth Registration? bKash, the most popular mobile financial service (MFS) provider in Bangladesh, has revolutionized the way people send and receive money. With its convenient and secure platform, millions of users rely on bKash for their daily financial transactions. However, a common question among potential users is whether a bKash account can be opened using a birth registration certificate. In this article, we will clarify this query and provide all necessary details regarding bKash account registration requirements.
Rules of bKash Account Registration
bKash ensures a strict and secure registration process to prevent fraudulent activities and unauthorized transactions. To open a bKash account, users need to provide valid identity documents and follow the verification process. The most commonly used document for account verification is the National Identity Card (NID) issued by the Bangladesh Election Commission. However, many individuals, especially younger users and teenagers, wonder whether they can use their birth registration certificate as an alternative for opening a bKash account.
Can bKash Be Opened With Birth Registration?
The short answer is no. According to bKash’s official policy, customers who are 18 years or older must use their NID card to open a bKash account. The birth registration certificate is not accepted as a valid document for registering an account in the bKash app or through an authorized agent.
Why is Birth Registration Not Accepted?
There are several reasons why a birth registration certificate is not considered a valid document for opening a bKash account:
- Lack of Biometric Data: Unlike an NID card, a birth registration certificate does not contain biometric information such as fingerprints, which is essential for identity verification.
- Fraud Prevention: bKash follows strict Know Your Customer (KYC) guidelines to prevent fraud, and a birth certificate alone does not provide sufficient security features.
- Regulatory Compliance: Bangladesh Bank and other financial regulatory authorities mandate the use of NID for financial transactions to ensure proper verification and prevent misuse.
Who Can Open a bKash Account?
To open a bKash account, users must meet the following criteria:
- Be at least 18 years old
- Have a valid National Identity Card (NID)
- Provide an active mobile number registered under their name
- Complete the biometric verification process at an authorized bKash agent or through the bKash app
How to Open a bKash Account?
If you meet the eligibility criteria, follow these steps to open a bKash account:
- Download the bKash App: Install the official bKash mobile app from Google Play Store or Apple App Store.
- Start Registration: Open the app and select the “Open Account” option.
- Enter Personal Details: Provide your mobile number and other required details.
- Upload NID Information: Scan your National Identity Card and take a selfie for identity verification.
- Complete Biometric Verification: If required, visit the nearest bKash agent point for biometric verification.
- Set Up PIN: Create a secure 4-digit PIN to protect your transactions.
- Confirm Activation: Once verification is complete, your bKash account will be activated, and you can start using its services.
Alternative Financial Services for Under 18 Individuals
Since bKash accounts cannot be opened with a birth certificate, younger individuals who do not have an NID can explore alternative options:
- Guardian’s bKash Account: If you are under 18, you can use your parents’ or guardian’s bKash account to send or receive money.
- Student Bank Accounts: Some banks in Bangladesh offer student accounts that accept birth registration certificates as proof of identity.
- Other MFS Options: Certain mobile financial services might have different age requirements or offer special services for minors.
Conclusion
While bKash is a widely used financial service in Bangladesh, it requires users to be at least 18 years old and possess a valid NID card for account registration. A birth registration certificate is not sufficient to open a bKash account due to security, regulatory, and fraud prevention measures. If you do not yet have an NID, consider using a guardian’s account or exploring alternative banking solutions.